this is all based on the premise that an individual can afford the plethora of products and services on offer.
i think more or less that’s it’s difficult to foresee what will happen in the next 5 years.
what i believe people have a hard time understanding is that there is no such thing as “too large to fail”. it only takes a handful of poor decisions for a company to fail, and many more better decisions for it to succeed.
this is also very true.
i do believe that the pendulum swings back and forth but at the moment it’s swinging in the direction of people who are inherently selfish (amongst many other things)